Commercial Insurance
Mitigate your risk from unforeseen events that may affect your business operations. Our team will analyse your risks based on your industry and risk exposure, to recommend you the right business insurance solutions. Leave the risks to us, so you can focus on bringing your business to greater heights. Choose from our wide range of commercial insurance products.
Financial Lines Insurance
Commercial Crime
Comprehensive coverage against business losses caused by dishonesty, fraud, theft and other crimes, whether internally by employees or externally by third parties. Commercial crime insurance is written on an annual basis.
Cyber Insurance
Insure against security breaches, network failures and other online risks that your business might suffer after a cyber attack. Cyber insurance is written on an annual basis.
Directors & Officers Liability
Protect your directors and officers against allegations of wrongful acts or breach of duty while acting on behalf of the company. Directors and officers liability insurance is written on an annual basis, customised and pre underwritten plans available.
Errors & Omission
Safeguard your business against legal liability claims arising from negligence or misleading statements. Errors and omission insurance is written on an annual or project basis as part of a professional indemnity policy.
Fidelity Guarantee
Indemnify for any loss of money or property as a result of fraud or theft by dishonest employees during their course of employment. Fidelity guarantee insurance is written on an annual basis, named and unnamed options available.
Medical Malpractice
For physicians and healthcare professionals to insure themselves against wrongful acts such as misleading statements, negligence or other breach of duty allegations. Medical malpractice insurance is written on an annual basis, policies available for individuals and medical establishments.
Performance Bonds
Guarantee for the project owner that the awarded contractor will have to pay a stipulated sum of money should they fail to perform and fulfill their contractual obligations. Performance bond insurance is written on a customised project basis.
Professional Indemnity
Professional liability cover designed for professionals to insure against negligent acts, errors and omissions, misleading statements and other breach of duty allegations. Professional indemnity insurance is written on an annual or project basis.
Liability Insurance
Commercial General Liability
Insure for legal liabilities arising out of your business operations, insured premises, products sold, completed operations or from advertising content. Commercial general liability insurance is customisable and written on an annual basis.
Contractors All Risk
Comprehensive coverage for material damage and third party liability during the construction project. Contractors all risk insurance is written on an annual or single project basis, pre underwritten plans available.
Environmental Liability
Insure against third party liabilities and legal defense costs for air, water and land pollution damages as a result of your business operations. Environmental liability insurance is written on an annual basis.
Erection All Risk
Cover for material damage and third party liability during project installation, erection, testing and commissioning. Erection all risk insurance is written on an annual or single project basis, can be packaged with an optional work injury compensation insurance policy.
Event Liability
Liability coverage specifically for event organisers to cover for bodily injury and property damage, whether the events are held locally or globally. Event liability insurance is written on an annual or single event basis, customised or pre underwritten plans available.
Products Liability
Tailored to suppliers, manufacturers and distributors to indemnify themselves against legal liabilities such as bodily injury and property damage caused by defective products. Products liability insurance is written on an annual basis.
Public Liability
Compensation for damages and legal expenses in the event of third party claims for bodily injury and property damage, in and out of your business premises. Public liability insurance is written on an annual basis.
Marine Insurance
Bailees Liability
Coverage for accidental damage or loss to your customer's goods stored in your warehouse under your care or in the course of transit to the final destination. Bailees liability insurance is written on an annual basis.
Freight Forwarders Liability
Mitigate your risk against cargo liability and third party legal claims during transportation of your customer's goods, suited for warehouse operators, logistics companies and others. Freight forwarders liability insurance is written on an annual basis.
Inland Transit
Indemnify for any loss or damage to your goods which are being transported within the country by land transit. Inland transit insurance is written on an annual or single shipment basis.
Marine Cargo
Whether locally or globally, cover your goods against damage or loss when it is being transported by road, rail, air or sea. Marine cargo insurance is written on an annual or single shipment basis.
Marine Hull
Cover your vessel and machinery for physical damages caused by perils of the sea, fire, piracy and against liabilities such as collision with other ships. Marine hull insurance is written on an annual basis.
Marine Liability
Whether you are a ship repairer, charterer, stevedore or terminal operator, insure your business for a variety of marine risk such as damage to vessel, cargo loss or others. Marine liability insurance is written on an annual basis.
Property Insurance
Business Interruption
Coverage for loss of profits due to unexpected events, resulting in disruption to your business. Business interruption insurance is written on an annual basis as part of a commercial property insurance policy.
Equipment All Risk
Protect your machinery and equipment against physical loss or accidental damage whether in your premises or out at a job site. Equipment all risk insurance is written on an annual basis.
Fire & Insured Perils
Safeguard your commercial property against named perils such as fire, flood, lightning, explosion and more. Fire and insured perils insurance is written on an annual basis.
Industrial All Risk
All risk policy covering your property from perils such as fire, burglary, accidental damage, business interruption and more. Industrial all risk insurance is written on an annual basis.
Machinery Breakdown
Insure your expensive machines in the event of an accidental breakdown while at work, at rest or during maintenance. Machinery breakdown insurance is written on an annual basis.
Money Insurance
Cover for loss of money whether in a locked drawer on premises or in transit to the bank. Money insurance is written on an annual basis as part of a commercial property insurance policy.
Plate Glass
All risk cover for any sudden and unexpected glass breakages in your premises. Plate glass insurance is written on an annual basis as part of a commercial property insurance policy.
Property All Risk
Comprehensive commercial property coverage for your physical assets against damage and loss caused by unforeseen perils. Property all risk insurance is written on an annual basis.
Theft Insurance
Compensation for loss of business property such as stocks, equipment, furniture, fixtures and fittings. Theft insurance is written on an annual basis as part of a commercial property insurance policy.
SME Insurance Packages
Beauty & Spa
Package plans suited for businesses engaged in hair care, massage, slimming, manicures and other wellness services. Beauty and spa insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available.
Education Centre
Tailored for preschools, tuition centres, language schools, music and dance schools and other enrichment centres. Education centre insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis.
Food & Beverage
Catered especially for restaurants, food courts, canteen operators, food stalls and other establishments. Food and beverage insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available.
Medical Clinic
Suitable for clinics that provide medical services such as general practice, dental, physiotherapy, acupuncture and others. Medical clinic insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available.
Office
Cover for businesses of all industries that work from an office such as management companies, law firms, design studios and others. Office insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available.
Retail Shop
Specifically designed for retails shops whether your business sells apparel, furniture, cosmetics, toys or other items. Retail shop insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available.
Vehicle Insurance
Comprehensive Cover
Rest assured that your vehicle is covered in the event of any damages or loss caused by accident or natural disasters. Comprehensive vehicle insurance is written on an annual basis, no claim discount available.
Fleet Insurance
Make it easier to manage and keep track of your commercial vehicles by having them all under one policy. Fleet insurance is written on an annual basis, no claim discount available. Minimum of 10 vehicles required.
Motor Trade
Road risk insurance for businesses involved in repairing, servicing, buying and selling of motor vehicles. Motor trade insurance is written on an annual basis.
Third Party, Fire & Theft
Cover damages to others if you cause an accident, as well as if your vehicle is stolen or damaged by fire. Third party, fire and theft vehicle insurance is written on an annual basis, no claim discount available.
Third Party Only
Coverage for legal liabilities against third party bodily injury, death or property damage while using your vehicle. Third party only vehicle insurance is written on an annual basis, no claim discount available.