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Commercial Insurance

Mitigate your risk from unforeseen events that may affect your business operations. Our team will analyse your risks based on your industry and risk exposure, to recommend you the right business insurance solutions. Leave the risks to us, so you can focus on bringing your business to greater heights. Choose from our wide range of commercial insurance products. 

Financial Lines Insurance

Financial Lines Insurance

Comprehensive coverage against business losses caused by dishonesty, fraud, theft and other crimes, whether internally by employees or externally by third parties. Commercial crime insurance is written on an annual basis. 

Insure against security breaches, network failures and other online risks that your business might suffer after a cyber attack. Cyber insurance is written on an annual basis.

Protect your directors and officers against allegations of wrongful acts or breach of duty while acting on behalf of the company. Directors and officers liability insurance is written on an annual basis, customised and pre underwritten plans available.

Safeguard your business against legal liability claims arising from negligence or misleading statements. Errors and omission insurance is written on an annual or project basis as part of a professional indemnity policy. 

Indemnify for any loss of money or property as a result of fraud or theft by dishonest employees during their course of employment. Fidelity guarantee insurance is written on an annual basis, named and unnamed options available. 

For physicians and healthcare professionals to insure themselves against wrongful acts such as misleading statements, negligence or other breach of duty allegations. Medical malpractice insurance is written on an annual basis, policies available for individuals and medical establishments.

Guarantee for the project owner that the awarded contractor will have to pay a stipulated sum of money should they fail to perform and fulfill their contractual obligations. Performance bond insurance is written on a customised project basis. 

Professional liability cover designed for professionals to insure against negligent acts, errors and omissions, misleading statements and other breach of duty allegations. Professional indemnity insurance is written on an annual or project basis. 

Liability Insurance

Liability Insurance

Insure for legal liabilities arising out of your business operations, insured premises, products sold, completed operations or from advertising content. Commercial general liability insurance is customisable and written on an annual basis. 

Comprehensive coverage for material damage and third party liability during the construction project. Contractors all risk insurance is written on an annual or single project basis, pre underwritten plans available.

Insure against third party liabilities and legal defense costs for air, water and land pollution damages as a result of your business operations. Environmental liability insurance is written on an annual basis. 

Cover for material damage and third party liability during project installation, erection, testing and commissioning. Erection all risk insurance is written on an annual or single project basis, can be packaged with an optional work injury compensation insurance policy. 

Liability coverage specifically for event organisers to cover for bodily injury and property damage, whether the events are held locally or globally. Event liability insurance is written on an annual or single event basis, customised or pre underwritten plans available.

Tailored to suppliers, manufacturers and distributors to indemnify themselves against legal liabilities such as bodily injury and property damage caused by defective products. Products liability insurance is written on an annual basis. 

Compensation for damages and legal expenses in the event of third party claims for bodily injury and property damage, in and out of your business premises. Public liability insurance is written on an annual basis.

Marine Insurance

Marine Insurance

Coverage for accidental damage or loss to your customer's goods stored in your warehouse under your care or in the course of transit to the final destination. Bailees liability insurance is written on an annual basis. 

Mitigate your risk against cargo liability and third party legal claims during transportation of your customer's goods, suited for warehouse operators, logistics companies and others. Freight forwarders liability insurance is written on an annual basis. 

Indemnify for any loss or damage to your goods which are being transported within the country by land transit. Inland transit insurance is written on an annual or single shipment basis. 

Whether locally or globally, cover your goods against damage or loss when it is being transported by road, rail, air or sea. Marine cargo insurance is written on an annual or single shipment basis. 

Cover your vessel and machinery for physical damages caused by perils of the sea, fire, piracy and against liabilities such as collision with other ships. Marine hull insurance is written on an annual basis. 

Whether you are a ship repairer, charterer, stevedore or terminal operator, insure your business for a variety of marine risk such as damage to vessel, cargo loss or others. Marine liability insurance is written on an annual basis. 

Property Insurance

Property Insurance

Coverage for loss of profits due to unexpected events, resulting in disruption to your business. Business interruption insurance is written on an annual basis as part of a commercial property insurance policy. 

Protect your machinery and equipment against physical loss or accidental damage whether in your premises or out at a job site. Equipment all risk insurance is written on an annual basis. 

Safeguard your commercial property against named perils such as fire, flood, lightning, explosion and more. Fire and insured perils insurance is written on an annual basis. 

All risk policy covering your property from perils such as fire, burglary, accidental damage, business interruption and more. Industrial all risk insurance is written on an annual basis. 

Insure your expensive machines in the event of an accidental breakdown while at work, at rest or during maintenance. Machinery breakdown insurance is written on an annual basis. 

Cover for loss of money whether in a locked drawer on premises or in transit to the bank. Money insurance is written on an annual basis as part of a commercial property insurance policy. 

All risk cover for any sudden and unexpected glass breakages in your premises. Plate glass insurance is written on an annual basis as part of a commercial property insurance policy. 

Comprehensive commercial property coverage for your physical assets against damage and loss caused by unforeseen perils. Property all risk insurance is written on an annual basis. 

Compensation for loss of business property such as stocks, equipment, furniture, fixtures and fittings. Theft insurance is written on an annual basis as part of a commercial property insurance policy.

SME Insurance Packages

SME Insurance Packages

Package plans suited for businesses engaged in hair care, massage, slimming, manicures and other wellness services. Beauty and spa insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available.

Tailored for preschools, tuition centres, language schools, music and dance schools and other enrichment centres. Education centre insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. 

Catered especially for restaurants, food courts, canteen operators, food stalls and other establishments. Food and beverage insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available.

Suitable for clinics that provide medical services such as general practice, dental, physiotherapy, acupuncture and others. Medical clinic insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available. 

Cover for businesses of all industries that work from an office such as management companies, law firms, design studios and others. Office insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available.

Specifically designed for retails shops whether your business sells apparel, furniture, cosmetics, toys or other items. Retail shop insurance package plans provide coverage for your property, employees and more, policies are written on an annual basis. Pre underwritten plans available.

Vehicle Insurance

Vehicle Insurance

Rest assured that your vehicle is covered in the event of any damages or loss caused by accident or natural disasters. Comprehensive vehicle insurance is written on an annual basis, no claim discount available. 

Make it easier to manage and keep track of your commercial vehicles by having them all under one policy. Fleet insurance is written on an annual basis, no claim discount available. Minimum of 10 vehicles required. 

Road risk insurance for businesses involved in repairing, servicing, buying and selling of motor vehicles. Motor trade insurance is written on an annual basis.

Cover damages to others if you cause an accident, as well as if your vehicle is stolen or damaged by fire. Third party, fire and theft vehicle insurance is written on an annual basis, no claim discount available. 

Coverage for legal liabilities against third party bodily injury, death or property damage while using your vehicle. Third party only vehicle insurance is written on an annual basis, no claim discount available.

Need Quotes ?

Quotations will be based on your insurance requirements.
No additional fees or hidden charges. 

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